In 2008, CAMMA Microfinance Limited was initiated and established by two founders, Mrs Ou San and Mrs Dith Nita while at the time CAMMA was a private credit operator which provided loan service to Cambodian people in Phnom Penh City and Kandal Province.
The needs for loan to expand its business and improve the living standard of people have increased from year to year. Clients, who have received loans, have a better living standard and continuously to develop. In order to respond to the growth in the demand for loan of clients as well as to help to reduce the level of poverty, it is important that CAMMA needs to expand the scope of its operation, be more reliable and strengthen the quality of its operation.
On 29th of July 2010, CAMMA officially received license from National Bank of Cambodia as a microfinance institution that could formally provide loan to clients. CAMMA has started their formal operation since the date it received license from National Bank of Cambodia. CAMMA has established itself to be a microfinance institution that has good corporate governance, proper working standard system and a clear client protection principle.